Ready to Buy a Home

Ready to Buy a Home 2016-02-01T11:00:05+00:00

Are You Ready to Buy a Home?

Buying a new home is a monumental decision—so how will you know if you’re up for it?

There are plenty of signs that you’re ready to make the leap. You just need to know what they are so you can make the best possible decision.

Your Financial Situation

Most people feel that purchasing a home is a smart choice if their mortgage payment would be lower than what they’re paying in rent. It’s not always that simple, though. There are other costs of home ownership, including:

  • Down payments
  • Mortgage fees
  • Home maintenance expenses
  • Repair expenses
  • Insurance

You need to look at the big picture if you’re thinking about purchasing; you need to be in it for the long haul in order for it to make financial sense.

Timing is Crucial

The timing has to be right in order for you to purchase a home. When does your current lease expire? Do you need a new home within the next several weeks, or are you looking a year ahead?

The best-case scenario is that you’re ready to buy but you’re able to wait. In order for home buying to be your best choice, you must be able to dive in when the right deal comes along; you have to have extra time on your side, too.

Realistic Expectations are Necessary

Purchasing a home isn’t incredibly difficult, but it’s not a simple process. It’s important that you have realistic expectations about the money involved, the time you’ll need to spend on a variety of tasks related to the purchase, and the effort you’ll need to put forth.

Just remember that you may encounter a few obstacles, but the end result is going to be a home of your own.

Knowing What’s Happening in the Market

The market is always changing, and it’s important that you get the inside scoop from someone who knows what’s happening. It’s best to work with a visalia real estate agent who has a finger on the area’s pulse.

Call me at 559.303.9557 or contact me online. I’ll start a custom search on your behalf and help you find the perfect home for your needs.

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