Is the home in a flood zone or prone to other natural risks?

Visalia has areas designated as flood zones, particularly near creeks or low-lying regions. Key points include:

• Flood Zones: Homes in designated flood zones may require additional flood insurance, which can increase monthly costs.
• Earthquake Risk: As with all of California, Visalia is subject to seismic activity, so earthquake insurance is worth considering.
• Wildfire Risk: While less prone than other parts of California, outlying rural areas may face wildfire risks during dry seasons.

Buyers should consult FEMA flood maps and check local hazard disclosures for more information.